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9 Apr 2013, 07:47 (Ref:3231328)
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#1 | ||
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Veteran
Join Date: Nov 2000
Posts: 8,298
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Insurance question
Having never dreally driven a modified (in any way) car on the road can anyone help me out here?
Obviosuly you can get specific insurance for while your car is on a track day. But not many people bother I gather. But what about when it isn't? Obviously you have the section where you can specify what modifications are on the car such as brakes, suspension. What about usage? I might use it for commuting once in a while, where do I tell people it is used on track days? Is it worth just insuring as a normal car and hoping for the best! It's not an expensive car I am looking at using. Any suggesitons for insurance companies people have used that are sympathetic to track day fans? |
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9 Apr 2013, 12:57 (Ref:3231479)
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#2 | ||
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Veteran
Join Date: Apr 2004
Posts: 3,821
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to and from a track or venue is covered by 'social domestic and pleasure'. You / it is not insured for track days on a normal policy, you would need additional cover from a specialist such as MMC for that.
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__________________
a salary slave no more...
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9 Apr 2013, 16:24 (Ref:3231577)
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#3 | ||
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Veteran
Join Date: Sep 2006
Posts: 12,853
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Why do you think so many cars on a track day have their No Plates covered.
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__________________
Living the dream,Chief instruktor and racing on the worlds best circuits-The Nordschleife and Spa.Getting to drive the worlds best cars-someone has to do it, so glad its me.
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9 Apr 2013, 20:01 (Ref:3231672)
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#4 | ||
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Veteran
Join Date: Nov 2006
Posts: 9,446
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Seen a few smashed cars trailered away from the circuit and ""dumped" by the roadside over the years !
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__________________
Balls of steel (knob of butter) They're Asking For Larkins. ( Proper beer) not you're Eurofizz crap. Hace más calor en España. Me han conocido a hablar un montón cojones! Send any cheques and cash to PO box 1 Lagos Nigeria Africa !
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9 Apr 2013, 22:20 (Ref:3231751)
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#5 | ||
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Veteran
Join Date: Nov 2000
Posts: 8,298
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I am finding it pretty expensive to simply insure a car with no engine tuing or eingine mods like a filter or pipe but only suspension and brakes
Any suggestions to sympathetic firms guys? Flux is a rip off merchant! |
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10 Apr 2013, 07:03 (Ref:3231839)
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#6 | ||
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Veteran
Join Date: Nov 2006
Posts: 9,446
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Personally I have never had to insure a car separately for years, I have a traders policy that is cheap as I have never had a claim since I have been driving.
I do know that it costs me a lot less than a first time teenager to use a policy that covers me and my other half to drive most cars fully comprehensive at any time so I consider myself lucky ! The downside is that you have to be old !!! 
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__________________
Balls of steel (knob of butter) They're Asking For Larkins. ( Proper beer) not you're Eurofizz crap. Hace más calor en España. Me han conocido a hablar un montón cojones! Send any cheques and cash to PO box 1 Lagos Nigeria Africa !
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10 Apr 2013, 07:10 (Ref:3231842)
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#7 | |||
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Veteran
Join Date: Sep 2006
Posts: 12,853
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Quote:
Swiftcover,do it all on-line,you could pay monthly if you want. Would have thought Flux to be the last place on the list. |
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__________________
Living the dream,Chief instruktor and racing on the worlds best circuits-The Nordschleife and Spa.Getting to drive the worlds best cars-someone has to do it, so glad its me.
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10 Apr 2013, 12:22 (Ref:3231972)
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#8 | ||
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Veteran
Join Date: Nov 2000
Posts: 8,298
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Mananged to get a great quote from the guys at Greenlight, really helpful, offered advice on how I might be able to save a few quid, gave me TPFT and Comp quotes to compare, and were genuinely helpful and also cheaper than the people I have dealt with up to now.
Highly recommended. |
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15 Apr 2013, 12:12 (Ref:3234602)
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#9 | ||
 Race OfficialVeteran
Join Date: May 2003
Posts: 11,143
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CCI insurance, or whatever they call themselves nowadays.
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